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Libertyville Divorce Blog

Helping Chicago-area parents with child support issues

For any parents who do not both live in the same home with their children, child support is going to be an issue to some extent. After all, a child has a right to receive financial support form both of his or her parents, and this is going to take the form of either actually providing food, shelter and clothing or chipping in financially via a regular payment.

There are all kinds of issues that can arise in the child support process. For instance, while child support is determined by state guidelines, there can be lots of questions regarding what numbers show go in to the state's formula, especially with respect how much income each parent earns. Moreover, there can be questions about how much each parent should pay toward medical expenses or for special care when a child has special needs.

Addressing the challenges of divorce

A person can be full of worries when they decide to get divorced. They may have heard all kinds of horror stories about divorce. They may be worried that their divorce will be nothing but a harrowing experience.

It is true that divorces deal with a lot of challenging issues. So, divorce certainly has substantial difficulties connected to it. However, there are things a person can do to try to reduce the stress associated with their divorce and help push it towards leading to the fresh new start they desire.

Divorce can ruin retirement if you're not careful

If you have to get a divorce, you know that your retirement could be at risk. Will a divorce derail your retirement plans? It is possible.

Keep in mind that divorce does usually have a substantial impact on your retirement plans. Of course, it doesn't only affect your retirement. If your spouse has a retirement plan, then your spouse's plan could be affected as well.

How a parent may try to turn a child against the other

Unfortunately, the divorce process doesn't always go smoothly. You and your ex may not end up on good terms.

If you share custody of your child -- and even if you don't -- what you may find is that your ex tries to influence the child, turning him or her against you. This could stem from your ex's own feelings about you, even though they have nothing to do with your relationship with the child, or it could just be done to hurt you. Below are five things that parents sometimes do.

  1. Your ex speaks poorly of you to the child, complaining and insulting you. Children are very easy to influence and may never assume that your ex would lie.
  2. Your ex breaks up the communication between the child and your. This could be done, for instance, by cutting off phone calls or intercepting letters.
  3. Your ex limits face-to-face contact. This could even be done in violation of the child custody order, which is when you absolutely need to know your legal rights. Violating this order is illegal.
  4. Your ex lies about your love for the child, telling him or her that you don't love them.
  5. Your ex punishes your child if he or she ever says anything good about you or expresses a positive opinion. This is likely to be an emotional punishment designed to tie negative feelings to your relationship with the child.

Is it possible to have an amicable divorce?

We have all heard negative stories about divorce. The word divorce often elicits images of a nasty process. We think of anger, big arguments, court hearings and negativity It is easy to see why this would be the case. Most people do not take a vow and build a life with the expectation of it ending with divorce.

Divorce is not always that way.

Study: Higher divorce rates for some careers

It probably comes as little surprise that people who work in some fields have higher rates of divorce than others by the age of 30. The field with the highest divorce rate? Those who are military first-line enlisted supervisors. The U.S Census Data found that these individuals had a 30 percent divorce rate. That career path involves coordinating enlisted personnel activities and leading operations.

Three of the top 10 jobs are in the military, with the other two being in air weapons and military-enlisted tactical operations. Military personnel of all ranks and in all fields were most likely to be divorced by the age of 30. Other studies have shown that 41 percent of first-time married couples end in divorce. The average age for divorced couples is 30.

Separate your finances to protect yourself after divorce

When you're getting a divorce, you need to separate your finances. That can be difficult if you have many shared accounts. Fortunately, if you take it one item at a time, you can separate all your accounts so neither of you is liable for the other's actions after the divorce.

Start by looking at your credit accounts. If you have the ability to pay off the accounts, now is the time. If not, consider taking out your own line of credit and having your spouse do the same. Transfer the balance, and you can start paying down the portion of the debt you owe without having to worry about the other person's payments.

New child support law changes calculations in Illinois

Child support laws define what can and cannot happen in the courts. They also help determine how much money parents receive on behalf of their children once they separate.

In the past, there have been various ways to calculate child support. Today, as of July 2017, Illinois will calculate it differently. The law will apply to new cases only, unless an older case is modified because of a change in circumstances.

Will I wind up losing my business when I get divorced?

Imagine building a thriving company from its first days as an internet start-up to its IPO on the market. Then consider learning that because you and your spouse are divorcing, you will have to sell your interest in the business in order to pay him or her off when settling marital property matters.

Such a turn of events can be both emotionally and financially devastating. In some ways, a carefully-curated business venture becomes like another child. You invested more than just money into your company. You imbued it with all of your hopes and dreams for your future. Selling it outright or even a minority share will never sit right with you even if the Illinois courts demand it.

Keep your parenting plan flexible for your teen

When you get a divorce and have a teenager, child custody may be more complicated than if it was just an agreement between you and your spouse. When a teen is involved, he or she may have his or her own opinions about what should happen and when.

There are a few things you can keep in mind about your teen to help you get through any custody challenges you have. For example, to make your parenting plan more effective, it's good to consider your teen's school activities, jobs, friends and other needs. Teens become more independent than they were in the past, so you'll need to talk to your teen about what he or she would like to see out of the custody arrangements.

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