June is the month when people linger on coffee shop patios, often listening to others chat endlessly about summer plans. Not surprisingly, many of those plans involve weddings. When the skeptics among us find themselves sipping a frappuccino outside of a Libertyville Starbucks and listening to brides- and grooms-to-be talk about all the details that go into a wedding, these skeptics are asking themselves two questions. First, do these anxious and excited soon-to-be-marrieds know it's very likely they'll end up divorced? And, second, do they have insurance?